Tuesday, December 1, 2009

Moved


Well we are moved in, still have stuff in the storage unit to get this month.
Have adjusted to the new space quite easily. Enjoy the extra space and room. We have had the kitchen counters measured and the new ones will be put in the middle of December. After Christmas we will redo the cabinets! Right now the priority is getting the fencing done so we can get the critters into place! We got the tree put up, and we will decorate this week.
Getting Caitlin transferred to the new school. Getting all the address changes in place. Fun stuff like that.
Don't think we will get the house fully decorated for Christmas, but we will get alot done.! Couple neighbors stopped by, both couples from the Teton Valley area. One was Chris's sisters buddy in school. Interesting. The other she was my drill team adviser in High School.
The house is a good fit for us!

Friday, November 20, 2009

FINALLY



After many delays, we FINALLY closed on the new house yesterday!!!!!!
So this weekend is for moving, since the guy that bought our house wants to move in.
Busy busy weekend!
I'm already tired.

Thursday, November 12, 2009

The ups and downs of buying a home

just keep coming. We are hoping to close next week, if we can get everything resolved. Buying a foreclosure is so much fun. The loan underwriter is having fits over the mold. Now we live in Southeast Idaho. We are a dry climate, our growing season in short, we still get a hard frost in June and starting in September. Yes we get hot but we do not have high humidity. So the dreaded black mold does not grow here, it cannot survive. However are lender is scared of mold, so we had to find a mold specialist that can test for mold to show that it is just the everyday "leaf" mold. First of all, remember mold is all around us, its everywhere. Its also necessary for the breakdown of plants, etc. Anyway we finally found someone who could test it, or at least take samples, to send to a testing lab in Utah. So now we wait for the results, which we already know, but the lender has to have a lab tell them. This of course means a delay as we had hoped to close today but that will not be happening. Hopefully early next week.
So much fun.

Tuesday, November 3, 2009

One down, One to go

Okay, we closed on our existing house. It is no longer ours, we are renters in it.
We are supposed to close on our new home on the 12th of November, my Mom's birthday.
Before that can happen we have to have a roof inspection by a certified roofer. Well in little ole Idaho we just started having Contractors licensed a few years back. We have not even moved on to specialties yet. So a contractors license will have to do.
That is supposed to be done today or tomorrow. We also have to go over to the house tonight and do some mold removal. The joy of buying a foreclosure, the bank does NOTHING. Then after we do this we will have an inspector come in and verify if its been done correctly. More fun. Just open up the checkbook and the money flows like water.
Then there is the daily event of sending more documents to our lender for our loan. I swear every day they come up with something else. Thank heavens for the electronic age and the internet. Easy to access just about everything and then e-mail it. If we had to do it in paper copies, a few trees would have died.
So much fun. Although I do believe we are getting closer to actually accomplishing this. I really hope so.
Just another day in the life and what a life!

Monday, October 26, 2009

Moving forward...literally

Okay, we got the appraisal on our home and it came in above the contract price. YEAH.
We had the inspection on the new house, nothing major, lots of minor. Delayed maintenance. Polite for neglect. Some expense to do it all, but okay.
We close on our little house a week from today and then we get to rent the house for a week or two. We have been cleaning out our garage better known as storage. We have almost filled up the storage unit, and have a big pile that goes to garbage, we took a load of stuff to the Deseret Industries. This week we are packing up more of the house stuff, the stuff we can get by without for a few weeks.
It's funny that when Chris and I are talking and he says this house, he means the new house, he has already mentally moved in. When I say this house, I mean the one we are living in. I have somewhat mentally moved in, but I moved in mentally to a couple of others and had to move out, so I'm trying to contain. Although, I am working on paint colors, what goes where, that kind of stuff.
So much to do, finding new internet provider, cable doesn't go over there, so looking at dish service, that kind of stuff. Trying to figure it all out.
Very tired.

Tuesday, October 20, 2009

The continuing saga of buying and selling a house

Okay where are we?
Me, I'm in Idaho, I do know that for sure.
On our current house, we had the inspection done, no problems. That is great.
The appraisal on our current house is being done today. If the value they give is lower than the sale price, we have a problem. That could derail the entire thing. Which if it comes down to that, I'm okay. Disappointed but okay.
On the house we want, we are waiting on the signed contract from Fannie Mae, once we have that it goes to our lender and they get going on the loan.
Tomorrow we have the inspection on the new house. This will tell us all the minor problems we know about already and any major issues that might derail the deal. Again, disappointed, but okay.
I'm tired of being stressed 24/7 over this. Its not doing me any good, and I've had enough!! One way or the other I want it done soon. Hopefully all works out and we are in a new house before Thanksgiving.
Lots of back and forth, this is where the Realtor makes their commision. Keeping everything on track.

Sunday, October 11, 2009

Ping Pong

Do you remember the Atari game of pong........................
That square went back and forth so ssssslllllooooowwwww.
You would hit it and then you watched it go across the screen really slow, then your opponent would hit it back, and we thought this was fun.
Well we are playing a game of pong in the making an offer on the foreclosure house. We made an offer and then a day later we hear from the bank. Then we review the offer and counter. Then we wait again.......this time they responded 10 to 5 on Friday evening. So nothing until next week. So we went back and forth between us, and trying to decide what price. We finally decided on a price a bit higher than we wanted but we want this done. Hopefully this last counter offer will be accepted. The house has been showing alot so I do not want to get involved in a bidding war. However tomorrow, Monday is a Holiday, so I really do not think we will hear from them until Tuesday. I'm going crazy wondering and waiting. We really are hoping this last offer is the one. No matter what we still have to get packed and ready to move out. That part is sad. This house has been so good to us. I love it and really will be sad to leave. Next phase, but still sad to say goodbye.
Hopefully my next post will be great news. I don't want to move on to the next plan, but whatever happens, happens. I am much better at accepting what is to be, than Chris, he wants it the way he wants it and does not bend easily.
So anyway the game of pong continues.