Friday, November 20, 2009


After many delays, we FINALLY closed on the new house yesterday!!!!!!
So this weekend is for moving, since the guy that bought our house wants to move in.
Busy busy weekend!
I'm already tired.

Thursday, November 12, 2009

The ups and downs of buying a home

just keep coming. We are hoping to close next week, if we can get everything resolved. Buying a foreclosure is so much fun. The loan underwriter is having fits over the mold. Now we live in Southeast Idaho. We are a dry climate, our growing season in short, we still get a hard frost in June and starting in September. Yes we get hot but we do not have high humidity. So the dreaded black mold does not grow here, it cannot survive. However are lender is scared of mold, so we had to find a mold specialist that can test for mold to show that it is just the everyday "leaf" mold. First of all, remember mold is all around us, its everywhere. Its also necessary for the breakdown of plants, etc. Anyway we finally found someone who could test it, or at least take samples, to send to a testing lab in Utah. So now we wait for the results, which we already know, but the lender has to have a lab tell them. This of course means a delay as we had hoped to close today but that will not be happening. Hopefully early next week.
So much fun.

Tuesday, November 3, 2009

One down, One to go

Okay, we closed on our existing house. It is no longer ours, we are renters in it.
We are supposed to close on our new home on the 12th of November, my Mom's birthday.
Before that can happen we have to have a roof inspection by a certified roofer. Well in little ole Idaho we just started having Contractors licensed a few years back. We have not even moved on to specialties yet. So a contractors license will have to do.
That is supposed to be done today or tomorrow. We also have to go over to the house tonight and do some mold removal. The joy of buying a foreclosure, the bank does NOTHING. Then after we do this we will have an inspector come in and verify if its been done correctly. More fun. Just open up the checkbook and the money flows like water.
Then there is the daily event of sending more documents to our lender for our loan. I swear every day they come up with something else. Thank heavens for the electronic age and the internet. Easy to access just about everything and then e-mail it. If we had to do it in paper copies, a few trees would have died.
So much fun. Although I do believe we are getting closer to actually accomplishing this. I really hope so.
Just another day in the life and what a life!